5 Insurance Covers Every SME in India Must Have

Most SMEs are a single accident or lawsuit away from severe financial damage. Five non-negotiable covers: 1) Standard Fire & Special Perils, 2) Public Liability, 3) Cyber Insurance (now mandatory for many B2B contracts), 4) Group Health for employees, 5) Workmen Compensation. Bundled smartly, the total cost is a fraction of the protection it buys.